BuilDeFi Terms of Service

1. Risk Disclosure

The value of digital assets is highly volatile and subject to market risks. Trading or holding such assets involves risk of loss. You are solely responsible for your decisions and should evaluate your risk appetite before engaging with the Platform.

BuilDeFi does not provide investment, legal, tax, or other advice. Nothing on the Platform should be interpreted as such. You are encouraged to consult professionals before making any decisions involving digital assets.

2. Eligibility

To use the Platform, you represent and warrant that:

• You are at least 18 years of age or the age of legal majority in your jurisdiction.
• You have the legal capacity and authority to enter into these Terms.
• You are not a person or entity located in, incorporated in, or ordinarily resident in any jurisdiction where use of the Platform or the Services would be prohibited by applicable law.
• You are not a U.S. Person, Canadian person, Swiss person, or United Kingdom person where applicable law or the particular Services offered through the Platform prohibit access by such persons.
• You are not subject to any sanctions administered or enforced by any governmental authority or international organization, including but not limited to sanctions imposed by the United Nations, the European Union, Switzerland, the United Kingdom, the United States, or any other applicable authority.
• You are not acting on behalf of any person or entity that is prohibited from accessing or using the Platform.
• You acknowledge the risk that the issuer of RWA tokenized stocks may alter tokenomics without notice through use of blacklist, minting, burning, or otherwise materially changing the tokenomics up to, and including the inability to use them on the BuilDeFi or any platform.

Additional Eligibility for Real World Asset (RWA) Products

Certain products, including tokenized real-world assets ("RWAs"), may be subject to additional legal and regulatory restrictions. Where applicable, by accessing or interacting with any RWA offering through the Platform, you represent and warrant that:

• You qualify under the investor eligibility requirements applicable to that specific offering.
• Where required by applicable law, you are a professional, accredited, qualified, certified, sophisticated, institutional, or otherwise eligible investor under the laws of your jurisdiction.
• If applicable, you are acquiring an RWA product pursuant to an offering conducted by or through an appropriately licensed or authorized issuer, intermediary, or financial institution.

We reserve the right to require additional information, restrict access to certain products or features, refuse access, suspend use of the Platform, or modify eligibility requirements at any time in order to comply with applicable laws, regulations, or risk management requirements.

3. Use of Platform

The Platform may be used to create, buy, and sell digital assets. We retain full discretion to restrict wallets for users of the platform who engage in the following.

You must not:

• Use the Platform for unlawful, abusive, or deceptive activities;
• Manipulate markets, spread misinformation, or engage in fraud;
• Post or share offensive, defamatory, or obscene material/words;
• Violate any applicable law.

4. Wallets and Transactions

You must connect a compatible digital asset wallet to use the Platform. Transactions are processed based on your instructions. You are responsible for ensuring the accuracy of all transaction data.

Transactions are final and cannot be reversed once confirmed on the blockchain. If you do not have sufficient funds in your wallet, the transaction will not be executed.

5. Fees

Fees associated with Platform usage will be disclosed clearly in the whitepaper and "Fees" page. By using the Platform, you agree to the applicable fees and we may revise our fee structure at any time. Continued use after such changes implies acceptance.

6. Platform Access and Tools

You may access the Platform using web, mobile, or compatible APIs. Additional terms may apply to certain tools or features.

We do not guarantee uninterrupted access to the Platform and are not liable for any delays or downtimes. Maintenance, upgrades, or force majeure events may result in temporary service disruptions.

6a. Whitelisting

Whitelisting tokens is fully explained in the whitepaper in this section. In summary, tokens can earn the ability to be "Build On" by generating the LP fee threshold as listed in the whitepaper, or through paid whitelisting. There are no refunds and it is subject to approval by the team. Verify all checkbox information is accurate before paying for a whitelist.

Requirements for a token to be whitelisted through the paid option:

• Payment will not be accepted for any RWA tokenized asset
• Liquidity Pool is 90+ days old
• Liquidity Pool must have minimum $50,000 TVL
• Primary LP must be locked
• Token contract must be renounced

6b. Real World Assets (RWAs)

Certain digital assets made available through the Platform may represent or relate to real-world assets ("RWAs"), including but not limited to tokenized securities, equities, funds, commodities, bonds, real estate interests, or other financial instruments.

Availability of RWAs may be restricted based on your jurisdiction, investor classification, applicable laws, or regulatory requirements.

BuilDeFi does not act as the issuer, broker, dealer, investment adviser, custodian, transfer agent, or financial institution for any RWA unless expressly stated otherwise.

Any issuer, licensed intermediary, or third-party service provider offering an RWA through the Platform is solely responsible for compliance with all applicable laws, disclosures, licensing obligations, investor verification requirements, and regulatory approvals relating to that offering.

Access to any RWA may require additional acknowledgements, eligibility confirmations, identity verification, or acceptance of supplemental terms before participation is permitted.

Nothing on the Platform constitutes an offer or solicitation where such offer would be unlawful. Users are solely responsible for ensuring that their acquisition, holding, transfer, or disposal of any RWA complies with the laws applicable to them.

7. Data and Records

We may collect and retain data, including transaction history and personal information, as required by law or for operational purposes. By using the Platform, you consent to our data handling practices as outlined in our "Privacy Policy" page.

8. Instructions and Execution

You are responsible for the accuracy of all transactions submitted. Once submitted, transactions are irrevocable, protocols are renounced, and all liquidity pools locked.

We may be legally obligated to share certain user activity with regulatory or enforcement bodies.

9. Intellectual Property

All content, branding, software, and features on the Platform are the intellectual property of BuilDeFi or its affiliates. You are granted a limited, non-transferable license to use the Platform for personal or business use as permitted by these Terms.

You must not:

• Copy, modify, or create derivative works from the Platform;
• Decompile, reverse-engineer, or disassemble any part of the Platform;
• Use trademarks or trade names without authorization.

Any digital assets or tokens created on the Platform using your original materials remain yours, except where Platform-specific rights apply.

10. Account Security

You are responsible for securing your wallet, passwords, devices, and private keys. Any unauthorized activity resulting from your failure to secure access credentials is your responsibility.

You must notify us immediately of any suspected security breach. We will review the report and take appropriate action if required.

11. Privacy

We value your privacy. Personal data is collected, stored, and processed in accordance with our Privacy Policy. This may include information collected through cookies, third-party integrations, and wallet metadata.

12. Service Availability and Limitations

We may impose transaction limits, access restrictions, or functionality changes at any time. This may include limiting access due to legal compliance or risk management.

We make no warranty regarding continuous access or uptime.

13. Disclaimers

The Platform is provided "as is" and "as available." We do not guarantee the accuracy, timeliness, or completeness of any data. We disclaim all warranties, including fitness for a particular purpose and non-infringement.

You acknowledge that:

• Transactions may fail or be delayed due to blockchain network traffic or your internet connection;
• Market conditions may impact transaction execution;
• Internet or blockchain outages may affect the Platform.

14. Indemnification

You agree to indemnify BuilDeFi and its affiliates against any losses, claims, or expenses arising from:

• Your use of the Platform;
• Breach of these Terms;
• Violation of applicable laws or third-party rights.

15. Liability Limits

We are not liable for:

• Loss of profits or data;
• Errors or delays in executing transactions;
• Security breaches due to user negligence;
• Third-party service issues.

16. Changes to Terms

We may update these Terms at any time. We will provide notice of material changes through the Platform or associated channels. Continued use after changes constitutes acceptance.

17. Suspension and Termination

We may suspend or terminate your wallet access without notice if:

• You breach these Terms;
• We detect suspicious or unauthorized activity;
• We are legally obligated to restrict your access.

You may cease use of the Platform at any time. Any rights accrued before termination shall survive.

18. Governing Law and Dispute Resolution

These Terms, and any dispute arising from or relating to them, shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law principles. Disputes will first be addressed through good-faith negotiation between the parties. If unresolved after 30 days, either party may submit the matter to binding arbitration. The arbitration shall be conducted under the Rules of Arbitration of the International Chamber of Commerce (ICC) by one or more arbitrators appointed in accordance with the said Rules.

The arbitration shall take place virtually, unless otherwise mutually agreed, or in Singapore if a physical location becomes necessary. The arbitration shall be conducted in English, and the arbitrator's decision shall be final and binding. Each party shall bear its own costs unless otherwise determined by the arbitrator.

19. Class Action Waiver

You agree to resolve disputes on an individual basis. Class, representative, or collective claims are not permitted.

20. General Terms

• These Terms constitute the entire agreement.
• We may assign rights without notice. You may not assign without written consent.
• Notices may be sent via email or messaging apps.
• If any provision is unenforceable, the rest remain valid.
• Force majeure events relieve us of performance obligations.

21. Contact Information

For questions or support, contact us via the official BuilDeFi Telegram.